If you are a lucky owner of a classic or antique car, you need to have classic car insurance to protect your precious possession. Definitions of a classic car may vary, but in general, a car is considered classic when it is at least 25 years old. Moreover, this type of insurance also protects such high-value vehicles as vintage military vehicles, hot rods, muscle cars, and luxury vehicles. If you are looking for classic car insurance, here is what you need to know about it:
What Should You Know About Classic Car Insurance?
Classic car insurance is quite an unusual type of insurance. Here are some important things you should know and consider before getting a certain classic car insurance policy:
- The coverage of classic car insurance is quite similar to standard auto insurance. Classic car insurance includes such coverages as comprehensive, collision, property damage, and bodily injury liability. Also, classic car insurance pays for restoration or repairs of a classic vehicle that gets damaged.
- In order to be qualified for classic insurance, there are certain requirements you need to meet. For example, a classic car cannot be used for everyday driving. There might also be certain mileage limitations, and a vehicle must be stored in a private garage.
- The cost of classic insurance depends on certain factors, including the cost of special parts, condition, replacement cost, and the current market value of the vehicle.
Smucker Insurance Agency Inc. in Plain City, OH – We Will Help You To Protect Your Car
If you own a classic vehicle, having classic car insurance is a must. It helps protect your precious car, as well as you and other drivers on the road. If you are looking for a classic car policy in the state of Ohio, do not hesitate to contact Smucker Insurance Agency Inc. serving clients in Plain City, OH, and other surrounding areas. Our experienced and knowledgeable insurance agents will help you find a policy based on your requirements and needs.