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154 North Chillicothe Street
Plain City, OH 43064

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Smucker Insurance Agency, Inc. Blog

Condo Insurance Myths Exposed

Smucker Insurance Agency Inc. offers coverage to Plain City, OH residents. We are an independent insurance agency. For over 40 years, we have helped our clients find the policies they need to minimize risks. We evaluate our client’s unique situation so that we can help them find a policy that closely aligns with their needs.

Condo Insurance Myths Exposed

Condo insurance protects all of your personal belongings inside your Plain City, OH condo. The policy covers your personal items if they are damaged or stolen. The policy also covers any damage to the interior of your unit such as light fixtures. Liability coverage protects you if someone is injured while visiting your property or if you cause property damage. While you search for coverage, here’s the truth about these condo insurance myths.

The Building Owner Covers Everything

This is a common misconception. The building owner only covers damage to the outside structure of the building, as well as common areas such as stairs, hallways, and lobbies. Condo insurance covers the interior structure of your unit; the walls and flooring.

You Have No Emergency Coverage

You can add temporary living coverage to your policy if your condo suffers significant damage. You’ll be protected as you look for another place to stay until your condo is repaired.

I Don’t Have Anything Worth Covering

All of your personal items have value. Think about the stress involved if you have to replace your most important items such as your electronics or refrigerator. Condo insurance covers these items if something happens to them.

Smucker Insurance Agency Inc. Will Help You Protect Your Assets

Visit our website to learn more information about condo insurance.