There are several differences between classic car insurance and regular auto insurance. Certain criteria must be met to secure this type of protection. Generally, this insurance is designed for people who are restoring or collecting classic cars that are showroom, or potentially showroom condition.
Classic Car Insurance
Some of the criteria needing to be met by the driver is having a clean driving record with no accidents, at least ten years of driving experience, a car that is over 25 years old and is being restored or is restored to showroom quality. Each provider may have different requirements when providing classic car insurance. Usually, a representative from the insurance provider will come to inspect the vehicle and consider the value via an appraisal. The car will then be insured for the appraisal amount. There are many things to consider when purchasing classic car insurance, which is why it is always a good idea to have an experienced insurance agent working with you.
Working With Agents
Agents are there to help the client get the coverage they need and answer questions they have along the way. When it comes to insuring a classic vehicle, there can be many terms and conditions, and it may be challenging to fully comprehend the fine print without the assistance of a knowledgeable agent. Residents in the Plain City, OH area can rely on Smucker Insurance Agency, Inc. to help them complete the entire process so they can feel confident being protected, whether parked or on the open road.
Those who have classic cars in the Marysville and Plain City, OH area should call or stop by Smucker Insurance Agency, Inc. today to find out more about the classic car insurance available to them or to ask any questions.